:root{--brand:#0B5FCC;--brand-hover:#0A4CA6;--ink:#0B1220;--body:#47536B;--paper:#F6F7F9;--card:#fff;--border:#E4E8EE;--subtle:#EEF1F6;--red:#C21F1A;--mono:'Space Mono',monospace;--display:'Archivo',sans-serif;--text:'Public Sans',sans-serif}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:19px/1.7 var(--text)}a{color:var(--brand);font-weight:700}.topbar,main,footer{width:min(1200px,calc(100% - 32px));margin:auto}.topbar{min-height:80px;display:flex;align-items:center;justify-content:space-between;gap:24px}.topbar nav{display:flex;gap:20px;font-size:.87rem}.brand{display:flex;align-items:center}.brand img{height:55px;width:auto;display:block}.hero{padding:62px 0 48px;max-width:960px}.eyebrow{font:700 .73rem/1.3 var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--brand);margin:0 0 12px}h1,h2,h3{font-family:var(--display);line-height:1.15;margin:0}h1{font-size:clamp(2.4rem,6vw,4.5rem);letter-spacing:-.04em}h2{font-size:clamp(1.5rem,3vw,2.15rem)}h3{font-size:1.45rem}.lead{font-size:1.18rem;max-width:780px;color:var(--body);margin:22px 0}.trust{padding:0;display:flex;flex-wrap:wrap;gap:10px;list-style:none}.trust li{padding:5px 10px;background:var(--subtle);border-radius:5px;font-size:.82rem;font-weight:700}.calculator{background:var(--card);border:1px solid var(--border);border-radius:8px;box-shadow:0 18px 45px rgba(11,18,32,.08);padding:32px}.intro{max-width:740px}.intro p{color:var(--body)}form{border-top:1px solid var(--border);margin-top:24px;padding-top:24px}.fields{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}label{font-size:.84rem;font-weight:700;color:var(--ink)}input,select{width:100%;display:block;margin-top:5px;padding:11px;border:1px solid #B8C2D0;border-radius:6px;font:1rem var(--text);color:var(--ink);background:#fff}input:focus,select:focus,a:focus,button:focus{outline:3px solid #7DB3FF;outline-offset:2px}fieldset{border:1px solid var(--border);border-radius:7px;margin:22px 0;padding:18px}legend{font-weight:700;font-size:.9rem;padding:0 5px}legend span{font-weight:400;color:var(--body)}.primary{border:0;border-radius:8px;background:var(--brand);color:#fff;font:700 1rem var(--text);padding:14px 20px;cursor:pointer}.primary:hover{background:var(--brand-hover)}.privacy,.disclaimer,.cta-note{font-size:.8rem;color:var(--body)}.error{min-height:1.7em;color:var(--red);font-weight:700}.results{display:none;margin-top:36px;border-top:2px solid var(--ink);padding-top:28px}.results.is-ready{display:block}.base{display:grid;grid-template-columns:1fr auto;gap:3px 20px;margin:20px 0;padding:18px;background:var(--subtle);border-radius:7px;font-size:.93rem}.base strong{font-family:var(--display)}.options{display:grid;grid-template-columns:1fr 1fr;gap:16px}.options article{border:1px solid var(--border);border-radius:8px;padding:20px}.options .featured{border:2px solid var(--brand);background:#F5F9FF}.options dl{display:grid;grid-template-columns:1fr auto;gap:8px;margin:20px 0 0}.options dt{color:var(--body);font-size:.87rem}.options dd{margin:0;font-weight:700;text-align:right}.verdict{margin-top:24px;padding:22px;border-left:5px solid var(--brand);background:var(--subtle)}.verdict p{margin:0 0 12px}.trench{font-size:.88rem;color:var(--body)}.explain{display:grid;grid-template-columns:1fr 1fr;gap:24px;padding:50px 0}.explain article{background:var(--card);border:1px solid var(--border);border-radius:8px;padding:24px}.explain p{color:var(--body)}.cta{display:grid;grid-template-columns:1fr;justify-items:start;gap:16px;background:var(--ink);color:#fff;padding:32px;border-radius:8px;margin-bottom:40px}.cta .eyebrow{color:#9DC5FF}.cta h2{max-width:620px}.cta p{margin:8px 0;color:#D5DDE9}.cta .link{text-decoration:none;text-align:center}.cta-note{grid-column:1/-1;color:#B7C3D2!important;margin:0!important}footer{padding:28px 0 44px;color:var(--body);font-size:.82rem}@media(max-width:760px){body{font-size:17px}.topbar{align-items:flex-start;padding:20px 0}.topbar nav{display:none}.hero{padding-top:30px}.calculator{padding:20px}.fields,.options,.explain,.cta{grid-template-columns:1fr}.base{font-size:.8rem}.cta .primary{justify-self:start}.explain{padding:28px 0}}